5 Investment Options

Curating a personalized investment plan can not only help to alleviate financial stress, it can help you to achieve your financial goals much faster.

If you’ve read our previous investment blog, consider this an expanded version! With so many investment options out there, it helps to do your research.

Here are five of the more common investment options that can be mixed and matched to create a plan just for you.

High Interest Savings Account

Investment Savings Accounts are accounts that offer higher interest rates than Daily Savings accounts.

·         Funds are available and can be withdrawn at anytime

·         Contributing is quick and easy

·         No minimum balance required

·         Monthly compound interest

Term Deposits (Guaranteed Investment Certificates – GICs)

Term Deposits, also known as GICs, are a secure, flexible and profitable way to invest over a fixed term.

·         Investments earn fixed interest during the duration of the term

·         Interest is paid annually

·         Typical terms are 1-5 years

·         Minimum balance required to invest

·         Can be held in RRSPs, RRIFs, TFSA, or non-registered savings

·         Once the term has matured you can withdraw or reinvest

Index Linked GICs

Index Linked GICs are guaranteed investments with the return being linked to the performance of the S&P/TSX 60 Index.

·         Investments may earn interest during the duration of the term

·         Typical terms are 3 or 5 years

·         Minimum balance required to invest

Mutual Funds

Mutual Funds are a portfolio of stocks, bonds or other securities that are managed by professional experts.

·         Income can be earned from dividends, interest on bonds and capital gains on stocks

·         Rate of return is not guaranteed

·         Low, medium and high risk funds available

·         Socially responsible Mutual Funds available


An online easy to use trading platform for new and experienced investors looking to reach their investment goals independently.

·         Low commission

·         Research and tools available to assist with choosing

·         Expert service available

Curious which one would help you reach your financial goals? Contact one of our Member Advisors to start your investment journey today.

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